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How much debt do you have right now?

C

Clever

New member
You don't need to be exact, I know this is kind of a personal question. Over the last few years I have gone down and up. My lowest has been $2,300 and my highest (in these last two years) has been $5,600 or so. I am around $3,500 in total combined debt which isn't bad. This is not including my mortgage though. I consider that an investment though, not debt.
 
You don't count house payments?

Well, I guess I have about 11 grand. This is mostly ate up by my car which I am still paying off as well as a few credit cards and a small loan I got last year to fix my garage roof.
 
Right now just the house and 8 payments left on the car. I'm going to drive it until I can't anymore. I am going to throw that extra money towards the mortgage to become completely debt free as soon as possible.
 
I really don't have an exact number. I know I am paying off a house, 2 cars, and my husband still has some lingering college debts. We got most of our credit cards down to 0 other than 2 we use on a regular basis, we pay them down within 3 months.
 
Too much to be satisfied. It is coming down but I would have liked to have everything paid off by 2020 but it is looking like I may not reach that goal. Had to just get a new car. Mine broke down on me so I took out a loan to buy a gently used one. 11 grand added to the pile...
 
Dana said:
Too much to be satisfied. It is coming down but I would have liked to have everything paid off by 2020 but it is looking like I may not reach that goal. Had to just get a new car. Mine broke down on me so I took out a loan to buy a gently used one. 11 grand added to the pile...
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What is your plan line? If it is possible, you can always try to pay more if they don't punish you for it. I know some places will punish you for paying off debt too soon.
 
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