• Welcome to the Crispy Money forums, a community of people who share their experience with investing, saving money, earning tips, avoiding scams and living life to it's fullest.
    To start posting in our forums, and comment on articles and blogs please register free by clicking here.

How do you know a credit card i completely closed?

P

Poet

New member
My sister paid off a credit card late last year and she was under the assumption it had been closed so she cut the card up and through it out. When she was placing an order online, she accidentally clicked on her old information and the order went through. So the card is still active. Is there a way of knowing it is completely closed down 100%?
 
Unless you need to close it for fear of temptation to use it... You should keep it open. When you close accts it will often hurt your credit score.
 
I think when you pay off a card you have to request it to be closed. Some close right away and others stay open until the end of the year they are active in.
 
Dana said:
I think when you pay off a card you have to request it to be closed. Some close right away and others stay open until the end of the year they are active in.
Click to expand...

Yup this is what I had to do. I closed all card but 2. One I use month for small thing and the other I have as a back up for emergencies and to keep my scores higher. I have to pay $50 annually but I am fine with that.
 
Back
Top