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Dave's investment advice

Mentally Rich

Mentally Rich

New member
What do you think of Dave Ramsey's advice to use solely mutual funds for retirement savings? It seems to me the wiser choice would be to max out a 401k, then max out an IRA and lastly put anything left in mutual funds. That's the way I've tried to go, what say you?
 
I prefer to max out a Roth ira. Then if u still haven't reached the 15 percent to use a 401k or 457. After 15 percent u can start investing in mutual funds.
 
I don't think Dave's advice is the best way. Its a very "safe" way but it may not get you to retirement as quickly, but really no safer than a good IRA or 401k. The company I work for has regular and Roth-401K options, I have the Roth-401K maxed out, and a Roth-IRA.
 
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